Expend

Open your account, invite your team and accountant, and issue smart cards in minutes. Set rules by person, role, or project: daily caps for interns, weekly limits for field reps, monthly allowances for marketing, or a fixed pot for a client engagement. Decide where cards can be used, when they work, and which merchants are allowed. Switching between multiple companies is instant, so managers and accountants can move from one set of books to another with a single sign-in while keeping access cleanly separated.

On the road or at a desk, capturing spend is straightforward. Snap a receipt and the app reads the total, date, tax, and merchant, then matches it to the right transaction automatically. Mileage logs itself from start to finish and produces compliant reports without manual entry. Track time and costs against projects as you go, attach notes or files, and tag teammates so context never gets lost. Working across borders? Entries post in your base currency using accurate exchange rates, with tax identified for reclaim.

Approvals flow the way your business works. Route small purchases to a team lead and larger ones to finance with tiered sign-offs. Policy breaches are flagged before submission, cutting back-and-forth. If someone pays out of pocket, submit from the app and trigger fast reimbursement straight to a bank account. Real-time alerts keep requesters and approvers moving, and managers can freeze a card or change a limit on the spot when plans change. Budget thresholds warn you ahead of overruns, protecting cash before month-end. more